Which States Have the Most Expensive Auto Insurance Rates in the US?

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With nearly 135 million cars traveling on our country's streets, roads and interstates daily, the National Safety Council (NSC) reports that traffic mishaps have become a common sight nowadays. On average, a person dies in a car crash every 12 minutes across the United States – that’s approximately more than a hundred deaths per day. Quite scary, don’t you think?

Top it off with the escalating incidents of car theft and vandalism in and around the US these days and you've got to have a reliable financial tool to help protect you from expensive, sometimes devastating surprises on and off the road. That is why you should get your hands on top-notch auto insurance as early as now.

Nonetheless, there are many states in the country where auto insurance can cost a fortune. Below you will find the places where auto insurance is becoming more and more expensive every day:

• California. With more than 15% of drivers carrying no auto insurance, coverage rates in the Golden State can fetch as much as $1,991 a pop. The main reason for such expensive auto insurance? The large number of drivers without auto insurance.
  
  


• Michigan. Considered as the costliest state when it comes to auto insurance, you can easily dish out $2,541 for premiums in Michigan. This is seen as the top reason why approximately 19% of the cars in Michigan do not have auto insurance – despite that fact that nobody is allowed to drive a car in the US unless they carry one.
  
  


• Montana. The bigger the state, the more expensive your premium rates will be. This is because insurance companies take into consideration significant factors like the population density and the frequency of traffic mishaps happening each year in the place you're buying a policy. Auto insurance can set you back at least $2,190 in Big Sky Country.
  


• Louisiana. Settling auto insurance disputes can sometimes be very costly and this is why policies can jump up to $2,000 in the Pelican State. When somebody goes to court for an accident claim, the judges will charge about $50,000 for resolving the case.
  
  


• Oklahoma. Auto insurance in Oklahoma costs around $2,197, which is the third most expensive in the country at the moment. Insurance carriers have two reasons for jacking up the cost in the Sooner State: First, the unpredictable weather. Second, the high number of uninsured drivers taking to the road each day.
  
  


• Washington, D.C. Auto insurance normally costs about $2,146 in the home of the White House. This is mainly due to the fact that about 15% of the drivers here do not have auto insurance and pose a great risk to the motorists who do carry insurance.

Are you still having a tough time zooming in on the auto insurance you've always wanted for less? If you're looking to get access to the road safety and protection you and your family deserve without ruining your budget, you've absolutely come to the right place. Make sure you check out our helpful pages right away to help you get started in no time at all no matter which state you may be in.

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