Car crashes occur so frequently that millions of people are either killed or injured in them in each year.

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The National Highway Traffic Safety Administration (NHTSA) reports that with nearly 135 million vehicles traveling on our country's streets, roads and interstates daily, approximately 4 car accidents involving injury occur somewhere in and around the United States every 14 seconds. This is why you need to get access to car insurance before even thinking about taking to the road.

At its simplest, car insurance is smart planning in action that can help protect you and your family from expensive, sometimes devastating surprises. It is essentially a legal contract between you and an insurance carrier where the latter consents to protect you from financial losses resulting from an accident or some other blunder on the road in exchange for the regular payment of a predetermined premium.

Depending on the policy you sign up for, car insurance features a wide variety of coverage options that will surely help you take driving safety and protection to a whole new higher level in a snap. Apart from allotting a suitable amount to help you pay for damage to or theft of your car, this handy financial tool also provides for your legal responsibility to others for bodily injury or property damage as well as taking care of medical expenses like rehabilitation and sometimes lost wages.

While considered by some as another seemingly useless expense given the costs of owning a vehicle, car insurance is by far one of the most important financial decisions you'll ever make. Even if you are a careful driver who has never had so much as a tiny fender bender over the years, getting one is still a priority. Besides giving you the convenience you deserve when the worst happens, you're definitely safe from large fines, a suspended license and even possible jail time when you're caught driving without one.

Don't wait until it's too late. Act now. Whether looking for a new policy or trying to switch providers, make sure you give our helpful pages a quick browse this instant to zoom in on the most affordable car insurance quotes you can ever find online these days at a touch of a button.

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