Regardless of How Expirienced a Driver You Are, There Is Still a 2 In 10 Chance Of Getting In An Accident.

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Car crashes can happen even to the best drivers. According to the National Highway Traffic Safety Administration (NHTSA), with nearly 135 million cars traveling on our country's streets, roads and interstates daily, an average motorist has a 2 in 10 chance of getting involved in a vehicular accident regardless of how careful or experienced he or she is behind the wheel.

The NHTSA reports that in 2009 alone, there were more than 5.8 million confirmed traffic crashes in which 37,261 people were killed and more than 2.3 million injured due to recklessness, intoxication, speeding, fatigue as well as operating non-roadworthy vehicles. That's about one car accident occurring every 25 seconds! Top it off with approximately 4 million cases of cars stolen in and around the U.S. each year and you'll definitely realize why driving without Maryland auto insurance these days is pure folly.

At its simplest, auto insurance is essentially a legal agreement between you and an insurance company. The latter agrees to protect you from any financial losses incurred in the event you get involved in a car crash or a similar traffic mishap that can easily lead to injury, damage to and loss of your vehicle, in exchange for the regular payment of a pre-determined premium fee.

Apart from acting as a shield from the costly damages of an accident-related lawsuit, this superb financial tool also allots a convenient amount to cover for damage repairs due to theft, vandalism or natural disasters. Moreover, auto insurance is mandated in all 50 states as a primary requirement before taking to the road. Besides risking possible jail time when you get caught driving without one, you can also be issued a hefty fine that can easily put a dent on your budget in a snap.

Every 12 minutes, a person dies due to a traffic mishap. Every 14 seconds, a car accident results in an injured victim. Act now. Don't be another statistic. Make sure you give our helpful pages a quick browse right away to make driving in the Old Line State a much safer experience at a touch of a button.

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